Effective Date: September 12, 2026

These Terms & Conditions (“Terms”) govern your use of the Iron Will Fitness Club website and services offered by Iron Will Fitness Club LLC (“IWFC,” “Iron Will,” “we,” “our,” or “us”), including Online Coaching, general wellness education, behavior-change support, standardized Functional Strength guidance, text-message coaching and accountability, consultations, and related website, email, and support communications.

By using our website, purchasing a membership, completing onboarding, or using an IWFC service, you agree to these Terms. For Online Coaching, the Iron Will Online Coaching Client Agreement, Waiver, Release, and AI-Assisted Coaching Disclosure (“Client Agreement”) is incorporated into and forms part of these Terms. By checking the Terms of Service box during Stripe checkout, you acknowledge that you had an opportunity to review and agree to these Terms and the Client Agreement before purchasing Online Coaching. If the Client Agreement conflicts with these Terms, the Client Agreement controls for Online Coaching.

1. Eligibility

IWFC Online Coaching is intended for adults age 18 and older. By purchasing or using the service, you confirm that you are legally able to enter into an agreement.

2. Services

IWFC may provide Online Coaching that includes accountability, behavior-change support, general wellness education, strength and fitness guidance, nutrition-habit support, recurring check-ins and follow-up, AI-assisted coaching support, and optional standardized Functional Strength pathways for home or gym use.

The specific services included in your membership are described on the applicable website, checkout page, onboarding materials, and Client Agreement. IWFC may improve, revise, replace, or discontinue features or delivery methods over time. Material changes affecting a paid membership will be communicated appropriately.

3. General Wellness and Fitness Education Only

IWFC provides general wellness education, accountability support, behavior-change coaching, and fitness-related guidance. IWFC does not provide medical care, diagnosis, treatment, mental-health treatment, emergency services, physical therapy, injury diagnosis or rehabilitation, medication advice, medical nutrition therapy, disease-specific treatment, or individualized medical advice.

You are responsible for deciding whether an activity, exercise, nutrition practice, or behavior change is appropriate for you. Consult an appropriate qualified healthcare professional when you have a medical condition, injury, symptoms, physical limitation, medication question, pregnancy, or other concern about safe participation.

Do not use IWFC text messages, AI-assisted coaching, website forms, or other communication channels for emergencies. Call 911 or seek appropriate emergency care when needed.

4. AI-Assisted Coaching

Iron Will uses AI-assisted technology to support parts of Online Coaching, including routine accountability, message personalization, interpretation of ordinary member input, follow-up, and general educational responses. AI-assisted responses may be incomplete, inaccurate, or unsuitable for a particular situation and are not a substitute for your judgment or advice from an appropriately qualified professional.

IWFC may refer a message for human review, decline to answer certain questions, or direct you to an appropriate professional when a topic falls outside the permitted scope of the service.

5. Functional Strength Guidance

Online Coaching may include standardized Functional Strength guidance for home or gym use, subject to onboarding, equipment information, safety screening, and Iron Will review. Functional Strength guidance is general fitness education and standardized workout direction. It is not individualized personal training, customized medical exercise prescription, rehabilitation, physical therapy, or real-time supervised instruction.

IWFC may decline, limit, pause, replace, or remove Functional Strength access when the available pathway is not appropriate for a member’s circumstances.

6. Membership, Price, and Monthly Billing

As of the Effective Date, Iron Will Online Coaching is offered at $39.00 per month. The current price and material billing terms are shown during checkout.

By purchasing a recurring membership, you authorize the applicable payment processor to charge your selected payment method when you enroll and automatically each month thereafter until cancellation takes effect. Future charges generally occur monthly based on your subscription start date.

IWFC may change pricing prospectively. A material pricing change affecting an existing member will be communicated before it takes effect as required by applicable law.

7. Cancellation

You may cancel your membership at any time through the Stripe-hosted Manage Billing portal. You may also email info@ironwillfitnessclub.com for cancellation assistance.

Self-service cancellations submitted through Manage Billing take effect at the end of your current paid billing period, so no additional monthly renewal will occur after that period. If you contact Iron Will for cancellation assistance instead, allow reasonable processing time before your next renewal date.

There is no cancellation fee. Once cancellation is processed, access may continue through the end of the paid billing period unless access is terminated earlier for misuse, safety concerns, nonpayment, or another permitted reason.

8. Refunds

Except where required by applicable law or expressly stated in writing, payments already processed are non-refundable and IWFC does not ordinarily provide prorated refunds for unused time, missed check-ins, failure to participate, or a member’s decision not to use available services.

If Iron Will determines before activation that Online Coaching cannot be activated because the member does not complete the required service-related SMS participation needed to deliver the service, Iron Will may cancel the membership and refund the initial payment.

Contact info@ironwillfitnessclub.com if you believe a billing error occurred.

9. Service-Related Text Messages

Online Coaching is delivered in substantial part through recurring service-related SMS messages. To use the service, members must provide a mobile number they are authorized to use and agree to receive the service-related coaching, accountability, onboarding, reminder, support, and account messages needed to operate the membership.

This service-related SMS consent is separate from consent to promotional or marketing text messages. Iron Will does not require consent to promotional or marketing texts as a condition of purchase.

Message frequency varies based on participation and responses. Message and data rates may apply. Reply STOP at any time to opt out of recurring texts. Reply HELP for assistance or email info@ironwillfitnessclub.com. Carriers are not liable for delayed or undelivered messages.

Because SMS participation is part of how Online Coaching is delivered, opting out of required service-related texts may prevent continued delivery of the service and may result in suspension or cancellation of the membership. Opting out does not automatically create a right to a refund for amounts already processed.

10. Member Participation and Communications

Members may reply naturally to coaching messages and may use recognized reply formats or keywords when offered. IWFC may update message flows and supported response formats over time.

You agree not to use IWFC communications to send unlawful, abusive, threatening, harassing, malicious, or inappropriate content.

11. Account Information

You are responsible for providing accurate contact, billing, onboarding, equipment, and safety-related information and keeping it reasonably current. You must not use another person’s identity without permission, provide a mobile number you are not authorized to use, improperly share access credentials, attempt unauthorized access, or interfere with IWFC systems or security.

12. Progress and Coaching Records

IWFC may maintain records of check-ins, workout participation, commitments, outcomes, coaching messages, follow-up, safety review, and other information reasonably needed to provide and improve the service. These records are used for coaching and administration and do not guarantee any particular result.

13. Intellectual Property and Member Access

IWFC website content, educational materials, accountability workflows, workout structures, written materials, branding, and other original content are owned by or licensed to Iron Will and are protected by applicable law.

Your membership provides a limited, personal, revocable, non-transferable right to access materials included with your active membership. You may not share private access links, provide non-members with member-only access, copy or commercially exploit IWFC materials, redistribute licensed third-party exercise content except where expressly permitted, or circumvent access controls.

14. Third-Party Services and Links

IWFC may use or link to third-party services, including payment processors, messaging providers, website platforms, technology and AI providers, and licensed exercise-content or workout-delivery providers. Third-party services may have their own terms, privacy policies, and availability limitations. IWFC is not responsible for the independent acts, outages, security practices, content, or policies of third-party services.

15. No Guarantee of Results

Results vary from person to person. IWFC does not guarantee weight loss, muscle gain, improved health, behavior change, fitness improvements, specific outcomes, continued motivation, or uninterrupted service. Results depend on many factors, including participation, consistency, choices, circumstances, and appropriate use of the service.

16. Assumption of Responsibility

You are responsible for your decisions, participation, exercise environment, equipment use, nutrition choices, and use of IWFC services. Exercise and behavior change involve risks. Use reasonable judgment and obtain appropriate professional guidance when needed.

17. Acceptable Use

You agree not to use IWFC services to violate law, harass or threaten another person, access another member’s information, damage or disrupt systems, submit malicious software, misrepresent your identity, resell or redistribute access, or use the service for an unauthorized commercial purpose. IWFC may suspend or terminate access for misuse.

18. Service Availability

We aim to provide reliable service, but availability is not guaranteed. Services may be interrupted due to maintenance, technical problems, vendor outages, carrier delays, internet issues, security concerns, or events outside our control. We may update, limit, pause, or discontinue a feature when reasonably necessary.

19. Privacy

Your use of IWFC services is also governed by our Privacy Policy.

20. Disclaimer of Warranties

To the fullest extent permitted by applicable law, IWFC services are provided on an “as is” and “as available” basis. IWFC disclaims warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, except where such disclaimers are not permitted by law.

21. Limitation of Liability

To the fullest extent permitted by applicable law, Iron Will Fitness Club LLC and its owners, employees, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to use of, or inability to use, the website or services. Nothing in these Terms limits liability where a limitation is prohibited by applicable law.

22. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the Effective Date. If a change is material, we may provide additional notice through the website, email, text message, or another appropriate method. Continued use after an update takes effect constitutes acceptance except where additional consent is required by law.

23. Governing Law

These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles, except where applicable law requires otherwise.

24. Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect to the fullest extent permitted by law.

25. Contact

For questions about these Terms, billing, cancellation, or support, contact Iron Will Fitness Club at info@ironwillfitnessclub.com.